Health insurance in the United States is a large financial burden on families and individuals. With the number of costs that go into securing and utilizing a health insurance program, it can come as quite a shock that health facilities often send surprise bills after treatment or hospital stays. Surprise bills occur when patients unknowingly receive care from an out-of-network provider and are charged out-of-network costs. Research shows that 1 in 5 emergency room visits results in surprise billing and that up to 16% of non-emergency care results in the same. This issue has been at the forefront of Americans' minds for a long time with numerous attempts from healthcare activists to overturn this ability, and finally-a bill is here. As of January 1, 2022, the federal government signed into law the No Surprises Act, protecting Americans from unexpected payments.
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