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Five Doubts You Should Clarify About CA9948

Pollution coverage in commercial automobile coverage can be a tricky subject. The standard commercial automobile policy excludes coverage for pollution events unless the pollution stems from a substance necessary to the operation of the vehicle; this means substances like gasoline or brake fluid. There are three ways companies get around this exclusion – through the MCS-90, through transportation pollution liability coverage through a stand-alone policy or as part of a contractor’s pollution liability policy, or through the CA-9948 endorsement.

Why Does A BASIC Score Matter For Your Trucking Business?

The Federal Motor Carrier Safety Administration uses Compliance Safety and Accountability scores to assess the safety of trucking companies and target the most at-risk companies for additional interventions. CSA scores are composed of seven BASICs (Behavior Analysis and Safety Improvement Category) which attempt to use data available to the FMCSA to pinpoint trucking companies with inadequate safety procedures. While most BASIC information is available to the public, the FMCSA does not make the crash indicator BASIC available to the public. However, the information is available to the trucking company itself and enforcement personnel.

HAZMAT BASICs And Violations: How Your Company Can Ensure Compliance

The Federal Motor Carrier Safety Administration uses Compliance Safety and Accountability scores to assess the safety of trucking companies and target the most at-risk companies for additional interventions. The CSA scores are composed of seven BASICs (Behavior Analysis and Safety Improvement Category) which attempt to use data available to the FMCSA to pinpoint trucking companies with inadequate safety procedures.

The Safety Steps Designed For Trucking Companies And Their Effect On Risk

 

The Federal Motor Carrier Safety Administration was created in 2000 to reduce the number of crashes involving large trucks and tractor trailers.  The FMCSA tackles this approach in a number of different ways.  Some of those ways involve issuing regulations and enforcing those regulations with civil penalties.  But the FMCSA also a mandate to issue educational trainings to carriers and truck drives aimed at improving road safety.

Avoiding Expensive Wage And Hour Litigation As Overtime Rates Are Solidified

 

The Fair Labor Standards Act sets national standards for wage and hour issues related to employees. The law empowers the Department of Labor to set eligibility standards for overtime pay as well as a series of exemptions for it. Employees who qualify for overtime under the law receive time-and-a-half pay for hours worked more than forty hours a week. Time-and-a-half pay is a 50% increase to the employee’s “regular rate of pay.”

After Studying A Year Of ELD Information, What Should Businesses Expect Next?

 

 Trucking regulators at the U.S. Department of Transportation have searched for better ways to enforce to hours of service requirements for quite some time. When electronic logging devices first became widespread, many people at the National Transportation Safety Board viewed them as great ways to reduce accidents and save lives through improved enforcement of existing regulations. Now, a new study was released that throws that logic into question.

Why CA 99 48 And MCS-90 Are The Dynamic Duo Trucking Companies Need

Pollution liability can be a major problem for trucking companies. Typical business automobile liability insurance policies exclude coverage for losses caused by the release of pollutants. These policies define pollutants broadly as any irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. At some point, most trucking companies will transport something that qualifies as a pollutant just given the broadness of the definition. Therefore, the pollution exclusion in the traditional policy can create a major gap between a company’s risk exposures and their insurance coverage.

FDA Starts Looking At Entire Supply Chain After Latest Romaine Lettuce Recall

In October 2018, the Center for Disease Control and the Food and Drug Administration announced an outbreak of E. coli traced to the consumption of romaine lettuce. The outbreak continued through December. In total, the Center for Disease Control has traced fifty two cases to the produce across fifteen states, leading to nineteen people being hospitalized.

Financial Liability For Trucking Companies Without Adequate Environmental Liability Coverage

Pollution liability for trucking companies can get very complicated. Determining what you may be covered for and what you may not be can cause major headaches while costing your company money. Trucking companies have significant exposures in this area, and the language of the standard commercial automobile liability policy and federal law do not help.

Issues Continue For Businesses With Risk Retention Group Coverage When Working In Multiple States

In 1986, responding to a host of industries that struggled to find acceptable coverage in the traditional insurance marketplace, Congress passed the Liability Risk Retention Act.  The Act authorized the creation of risk retention groups – liability insurance companies owned by its members.  Entities in an industry suffering through a liability crisis can form a risk retention group to provide them with the coverage they need when the wider insurance market is unwilling to.