The world has faced a series of unexpected crises and challenges since early 2020. From the COVID-19 pandemic to political outrage, and the looming potential of a stock market crash, times are certainly challenging. Among those challenges is the climate crisis. This year alone we’ve seen bizarre and deadly weather patterns, ranging from 3-state wide tornadoes to massive wildfires. Unfortunately, these occurrences have caused home losses and severe home damage. With the climate crisis expected to continue, and potentially worsen, now is a crucial time to purchase or update your homeowner’s insurance.
The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October. The Eastern Pacific hurricane season begins May 15th and ends November 30th. When hurricanes take form, they cause heavy rains that can lead to extensive flood damage in coastal and inland areas. They are capable of producing winds in excess of 155 miles per hour as they barrel through the coastal areas and cause catastrophic damage. The best way to minimize damage from a hurricane is to be prepared before one strikes, are you prepared?
Hurricane Sandy is still fresh in the memory of many business owners and homeowners in the Eastern part of the United States. While most hurricanes are best known for their high wind velocity, a storm like Hurricane Sandy was known for the damage that was created by the accumulation of surface water, overflow of inland or tidal waters, and overall flooding conditions.
In the wake of an aggressive hurricane season doing extensive damage to the southeast part of the United States, many homeowners are realizing that their basic homeowner’s policy does not cover flood damage. Instead, flood damage insurance in the United States has to be purchased separately. Most people who have flood insurance policies purchase their policies through the National Flood Insurance Program. That Program faces a number of challenges moving forward that may affect the affordability of its offerings.
When you are planning to hire a roofer, there are a few things you need to find out about them, and their company, before forging ahead with the work you need done. Your roof is the most important part of a home or business and as such, needs to have a reliable roofing contractor who is licensed and insured handle all work that needs to be done to it. Hiring a bad contractor, or one who is not licensed or insured, can end in having to spend far more than necessary or hiring someone else to fix the mess the first contractor made. Before you hire anyone, be sure you understand the insurance