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The U.S Still Faces Covid-19 Liability Threats

With vaccinations up and cases mostly on a downward trend, one might think the threat of Covid is coming to an end. While in some ways it is, in others ways-its holding strong. The pandemic has introduced a precarious situation of having to put the blame for a spreading infection onto a specific party as people seek financial compensation for losses incurred due to Covid-19. And as businesses continue to face fines and legal obligations into 2022, it's important to be aware of professional responsibility in regards to the pandemic, as well steps one can take to protect themselves and their employees.

The Restaurant Industry Post Covid-19: Challenges and Recovery Plans

The aftermath of COVID-19 has challenged every industry and put businesses in the difficult position of adjusting to new ways of working. The restaurant industry is no exception, and if anything- it was hit harder than most. According to recent data released by the National Restaurant Association, more than 90,000 restaurants have closed temporarily or permanently due to the pandemic, and industry sales fell by over $240 Billion in 2020 alone.

COVID-19 Expected to Cause Increased Health Spending in 2022

COVID-19 has impacted healthcare in a way we haven’t seen before. Aside from the obvious increase in inpatient visits and emergency care, it has also shifted how we receive care, who we receive care from, and the overall cost to be treated. The pandemic is likely far from over, and we’re continuing to see industry changes resulting from the past two years. 2022 prediction reports confirm that we’re entering a new era of healthcare, and providers and patients should be prepared for an increase in cost and spending.

ECBM and ERC Today Host Coffee Connection with the Delaware County Chamber of Commerce

Wednesday, September 29th marked the first Coffee Connection event with ECBM Insurance Brokers & Consultants and the Delaware County Chamber of Commerce. Coffee Connection is meant to be a local networking opportunity for businesses to learn more about potential solutions and connect with other business leaders in the area. Be sure to stay tuned to hear about more upcoming Coffee Connections!

Legislation Gets Specific on COVID-19 Best Practices in CA

State governments continue to respond to the COVID-19 pandemic in a number of different ways that impact businesses and employers.  Workers compensation has been a much-discussed topic within this context.  In September of 2020, California enacted a new law that codified previous executive orders the created rebuttable presumptions relating to employees who test positive for COVID-19.  In addition to the rebuttable presumption, the law created a number of reporting requirements for employers and their workers compensation carriers and administrators.

2020 Insurance Market Update Report Q4

The insurance industry is still doing what it can to react to the COVID-19 pandemic. This means situations are changing rapidly within certain sectors of the insurance marketplace. 2020 was already projecting to be a difficult year for insurance markets prior to COVID-19, with property and auto insurance rates seeing significant increases and many carriers reducing capacity in coverage areas like directors and officers liability insurance. The pandemic has only accelerated some of these movements.