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Charlie E. Bernier

Charlie E. Bernier
Charlie Bernier is an attorney and principle professional liability consultant at ECBM Insurance Brokers and Consultants in our corporate office in Conshohocken, Pennsylvania. Recognizing a need for more comprehensive cyber insurance coverage than what is typically included in a General Liability policy (if included at all), Charlie worked with an A+ rated carrier to create a cyber insurance policy that doesn’t include the multitude of exclusions that are found in traditional policies. His intimate knowledge of cyber insurance has led Charlie to speak at numerous conferences and cyber security industry events.
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Recent Posts

How to Make Your Cyber Security Training More Effective

Cybersecurity breaches make up a large majority of insurance claims every year. The number of cases, and the costs associated with these cases, continue to rise. Cybersecurity is a ... READ MORE

Cyber Insurance Trends to Watch in 2023

Cyber Insurance is not a new insurance coverage, but until recent years, it was considered an additional coverage selection rather than a necessary one. In the years leading up to 2023, ... READ MORE

Cyber Criminals Target Black Friday and Cyber Monday Shoppers

This week marks an infamous time period for online shoppers and retailers in the US. Cyber Week represents a national online retail event spanning 5 critical days, including Thanksgiving ... READ MORE

Alarming Mid-Year Cyber Attack Reports Spark Concern

Towards the end of 2021, experts assumed we had hit a peak in cyber attacks with data showing numbers exponentially higher than years prior. Despite efforts to boost protection against ... READ MORE

Property Insurance Companies are Pulling Their Florida Policies

Florida may be experiencing one of the most significant influxes of new residents, but its also experiencing a mass departure - of insurance companies. Homeowners and property owners alike ... READ MORE

Most Common Types of Insurance Claims for Businesses

Every business has insurance, and most would consider it a positive investment. In some instances insurance is required by law, but in many cases, businesses choose to purchase a plan for ... READ MORE

Surprising Cyber Threats that Could Be Putting Your Business at Risk

2021 saw higher cyber threats than any other year to date. Even with the advanced knowledge experts have on cybercrime, the new developments in preventative tactics-hacking schemes have ... READ MORE

Will Inflation Effect My Insurance Premiums?

We are currently facing the most significant wave of inflation in close to 40 years. This March experienced 8.5% higher prices compared to the year prior, making it the biggest price ... READ MORE

The U.S Prepares For Increase in Cyber Attacks Amid the Russian-Ukraine Conflict

The severe conflict between Russia and Ukraine has resulted in high-level cyber attacks and threats of imminent shutdowns reaching the west. Though the invasion of Ukraine by the Russian ... READ MORE

The U.S Still Faces Covid-19 Liability Threats

With vaccinations up and cases mostly on a downward trend, one might think the threat of Covid is coming to an end. While in some ways it is, in others ways-its holding strong. The pandemic ... READ MORE