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Charlie E. Bernier

Charlie E. Bernier
Charlie Bernier is an attorney and principle professional liability consultant at ECBM Insurance Brokers and Consultants in our corporate office in Conshohocken, Pennsylvania. Recognizing a need for more comprehensive cyber insurance coverage than what is typically included in a General Liability policy (if included at all), Charlie worked with an A+ rated carrier to create a cyber insurance policy that doesn’t include the multitude of exclusions that are found in traditional policies. His intimate knowledge of cyber insurance has led Charlie to speak at numerous conferences and cyber security industry events.
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Recent Posts

Property Insurance Companies are Pulling Their Florida Policies

Florida may be experiencing one of the most significant influxes of new residents, but its also experiencing a mass departure - of insurance companies. Homeowners and property owners alike ... READ MORE

Posted by Charlie E. Bernier

Most Common Types of Insurance Claims for Businesses

Every business has insurance, and most would consider it a positive investment. In some instances insurance is required by law, but in many cases, businesses choose to purchase a plan for ... READ MORE

Posted by Charlie E. Bernier

Cyber Threats that Could Be Putting Your Business at Risk

2021 saw higher cyber threats than any other year to date. Even with the advanced knowledge experts have on cybercrime, the new developments in preventative tactics-hacking schemes have ... READ MORE

Posted by Charlie E. Bernier

Will Inflation Effect My Insurance Premiums?

We are currently facing the most significant wave of inflation in close to 40 years. This March experienced 8.5% higher prices compared to the year prior, making it the biggest price ... READ MORE

Posted by Charlie E. Bernier

Expected Increase in Cyber Attacks Amid the Russian-Ukraine Conflict

The severe conflict between Russia and Ukraine has resulted in high-level cyber attacks and threats of imminent shutdowns reaching the west. Though the invasion of Ukraine by the Russian ... READ MORE

Posted by Charlie E. Bernier

The U.S Still Faces Covid-19 Liability Threats

With vaccinations up and cases mostly on a downward trend, one might think the threat of Covid is coming to an end. While in some ways it is, in others ways-its holding strong. The pandemic ... READ MORE

Posted by Charlie E. Bernier

Blockchain to Disrupt Many Industries, Including Insurance

Though blockchain has become a common topic in business and personal conversation, many don’t fully understand its purpose, or it's potential to change the digital landscape and disrupt ... READ MORE

Posted by Charlie E. Bernier

Cybersecurity Predictions For 2022

Cybercrime rates are the highest they’ve ever been, and experts don’t expect that to change anytime soon. Companies are expected to not only try and reduce the frequency of cybercrime in ... READ MORE

Posted by Charlie E. Bernier

Government Cyber Security Initiatives

The past decade has exponentially increased the world's radar on cybersecurity threats and vulnerabilities. These years have shifted society into a primarily digital where business, social, ... READ MORE

Posted by Charlie E. Bernier

Is Cyber Insurance Worth The Investment?

Is Cyber Insurance Worth the Investment? Cyber-attacks have become a top threat to businesses both big and small in the last decade. Social engineering schemes, malware, and ransomware have ... READ MORE

Posted by Charlie E. Bernier