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Biden Proposes Improvements to Mental Healthcare Coverage

In his recent State of the Union Address, Biden revealed his plan to improve mental health care and drug treatment in the United States. The President said he is seeking to close the gap in coverage for the millions of Americans struggling to get the care they need, and his plan would call upon insurers to include more coverage and doctors visits for no additional cost to patients. His plan will additionally seek to remove discrimination and increase affordable healthcare networks for the general public. If Biden’s plan is successful, health insurance will have new regulations and guidelines.

COVID-19 Expected to Cause Increased Health Spending in 2022

COVID-19 has impacted healthcare in a way we haven’t seen before. Aside from the obvious increase in inpatient visits and emergency care, it has also shifted how we receive care, who we receive care from, and the overall cost to be treated. The pandemic is likely far from over, and we’re continuing to see industry changes resulting from the past two years. 2022 prediction reports confirm that we’re entering a new era of healthcare, and providers and patients should be prepared for an increase in cost and spending.

Insurance In The Face Of COVID-19

While the world steps through the global pandemic, we know our clients are facing the same questions, concerns, and decisions that we are grappling with. The collective safety of our employees, families, clients, and your business interests weigh heavily on everyone’s mind. Disaster planning can only take you so far when experiencing anything of this magnitude.


How does insurance play into the events unfolding? Insurance policies address coverage in general terms. The specific circumstances around each loss or situation will determine whether or not coverage applies. However, in general terms, we’d like to share an overview of the potential claims issues in various lines of coverage and how those policies might respond.