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Recent Posts

Insurance In The Face Of COVID-19

While the world steps through the global pandemic, we know our clients are facing the same questions, concerns, and decisions that we are grappling with. The collective safety of our employees, families, clients, and your business interests weigh heavily on everyone’s mind. Disaster planning can only take you so far when experiencing anything of this magnitude.


How does insurance play into the events unfolding? Insurance policies address coverage in general terms. The specific circumstances around each loss or situation will determine whether or not coverage applies. However, in general terms, we’d like to share an overview of the potential claims issues in various lines of coverage and how those policies might respond.

401k Fiduciary Responsibility Update

Your personal money and assets are at risk if you are the owner/CEO/CFO or in any way involved in administering your company 401k.

An Interview With Charlie Bernier, ECBM's President

 

ECBM's President Charlie Bernier discusses with Executive Leaders Radio host Herb Cohen how his family and upbringing influences his outlook, sense of responsibility, and ECBM's core values.

Live Well, Work Well: Decrease Your Brain Age

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The brain works through the activation of nerve cells. When a nerve cell is activated, it sends an electrical current that generates chemicals (neurotransmitters). These chemicals are then passed through fibers from one nerve cell to another to pass on the signal.

2015 OSHA Reminder

REMINDER: Post Your 2014 OSHA Recordkeeping Annual Summary By February 1, 2015

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OSHA continues its focus of inspecting and, when alleged violations found, citing employers under its recordkeeping standard. Proper recordkeeping has become more critical to employers since OSHA is considering a proposed rule to publish, in certain cases, the injury and illness data provided by employers.

What you need to know about the expiration of the Terrorism Risk Insurance Act

UPDATE: January 13, 2015 5:30 PM

Risk Insights: Property Management - Winter Weather Liabilities

 

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability.

Risk Insights- Ebola: What Employers Need to Know

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Ebola virus disease, also called Ebola hemorrhagic fever, is an extremely infectious virus if contracted and has a high mortality rate. But according to the Occupational Health and Safety Administration (OSHA), Ebola does not pose a threat to most workers in the United States.

Safety Spotlight: Evacuation Tips

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Prepare Now!

There may come a time in your workday when you must evacuate because of an emergency. Before an emergency situation, it’s best to prepare ahead of time so you can act fast. Here’s how:

Earthquake Safety at Home

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Unlike hurricanes and some other natural hazards, earthquakes strike suddenly and without warning. Nevertheless, if you live in an area at risk for earthquakes (visit Your Earthquake Risk), there are things that you can do to reduce the chances that you or other members of your household will be injured, that your property will be damaged, or that your home life will be unduly disrupted by an earthquake. These things all fit under the term preparedness, because to be effective, they must be done before earthquakes occur.