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Why Cyber Security Policies And Their Pre-loss Services Is Crucial To Your Business

More and more companies are purchasing cyber insurance as the risks to the company’s businesses from the breach of their networks expand. More companies are also requiring that their vendors and contractors obtain cyber insurance to protect themselves from breaches caused by third parties.  As the cyber insurance market place grows, it’s important for companies to know what they get with their cyber insurance policies to maximize the advantage of their purchase.

The Need For Checking Your Insurance Policies Is Ongoing And Multifaceted

 

Insurance lawsuits often turn on the definitions of words. This confusion results in extensive litigation over words that seem to have commonly understood meanings – words like loss or occurrence for example. With millions of dollars on the line, the exact definition of a single term within a policy can make or break a business. This highlights the need for companies to understand to the best of their ability what their insurance coverage provides and what it does, keeping a particular eye on what exclusions may apply.

Can Your Insurance Company Settle A Claim Without Your Consent?

 

The conflicting interests that may exist between an insured and their insurance company when it comes to the defense of a lawsuit have led courts to create rules to ensure everyone’s legal rights are respected.  These rules implicate issues like the insured’s right to hire their own attorney or the insurer’s ability to reserve their rights to avoid paying a judgment.  The conflicting interests can become particularly thorny when one party wishes to settle a case while the other objects to the settlement.

DOT Updates To Post-Accident Drug Testing Means That Your Company Procedures Should Update Too

 As various parts of the United States federal government move to address the growing opioid crisis, the Department of Transportation has updated its drug testing policies to include a stronger focus on testing for painkillers.  Published on November 13, 2017, the new policy went into effect on January 1, 2018.  It brings the Department of Transportation’s drug testing rules into harmony with new rules issued by the Department of Health and Human Services.  The new rules will apply to employers regulated by the Department of Transportation, including the Federal Motor Carrier Safety Administration.  That means trucking companies will fall under the purview of this rule change when it comes to pre-employment and post-accident drug testing.

Coverage Insights: Cyber Liability for Law Firms

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You’re not in the technology industry, so you don’t need cyber liability coverage, right? Consider the amount of sensitive or confidential information about your law firm and clients that you store electronically. How would you answer that question now?

Risk Insights, Technology: Data Security Through Employee Education

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Young Employees and IT Security

Young Employees and IT Security

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