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How To Prepare For The 2019 Hurricane Season

The Atlantic hurricane season lasts from June to November, with the peak season from mid-August to late October. The Eastern Pacific hurricane season begins May 15th and ends November 30th. When hurricanes take form, they cause heavy rains that can lead to extensive flood damage in coastal and inland areas. They are capable of producing winds in excess of 155 miles per hour as they barrel through the coastal areas and cause catastrophic damage.  The best way to minimize damage from a hurricane is to be prepared before one strikes, are you prepared?

New Rules And Regulations: Joint Employer Relationships

On April 1, 2019, the Department of Labor proposed a new regulation, and it wasn’t an April Fool’s joke. The new regulation would seek to update the Department’s sixty year old test for determining joint employer relationships under the Fair Labor Standards Act. It is worth noting that this is different from the long running dispute over the joint employer test decided by the National Labor Relations Board as a part of its 2013 ­Browning-Ferris decision. This new rule would apply to allegations that employers had failed to pay their workers legally obligated wages under the Fair Labor Standards Act.  Joint employers would be jointly and severely liable for any ordered back pay.  

Cyber Security: Breaches Caused by Employee Errors

When businesses think of ways that poor cyber security can lose them money, they often think of hackers breaching their systems.  It’s easy to picture this as a pitched battle between the cyber criminals storming the castle walls, and the defenders seeking to repel them.  Unfortunately, some cyber incidents and privacy breaches occur not through the concerted efforts of the bad guys; instead they happen due to simple mistakes and negligence by a company’s own employees.

Duties Your Business May Owe To The Employees Of Customers And Vendors

What duties does your business owe to the employee of a customer or vendor? This may not be a question many companies have considered. They have contractual relationships with their customers and vendors that spell out the duties each owes to the other.  Furthermore, that contract may require that each party obtain workers compensation insurance specifically to recompense any employee injured on the job.

Avoiding Lawsuits: Research an Organization Before Doing Business With Them

No one wants to be sued, businesses especially. They particularly do not want to be sued by their customers or vendors. Many companies invest significant resources into policies and procedures designed specifically to avoid lawsuits. Unfortunately, some organizations choose to view lawsuits as the primary means of resolving disputes with others. 

HAZMAT BASICs And Violations: How Your Company Can Ensure Compliance

The Federal Motor Carrier Safety Administration uses Compliance Safety and Accountability scores to assess the safety of trucking companies and target the most at-risk companies for additional interventions. The CSA scores are composed of seven BASICs (Behavior Analysis and Safety Improvement Category) which attempt to use data available to the FMCSA to pinpoint trucking companies with inadequate safety procedures.

Why Cyber Security Policies And Their Pre-loss Services Is Crucial To Your Business

More and more companies are purchasing cyber insurance as the risks to the company’s businesses from the breach of their networks expand. More companies are also requiring that their vendors and contractors obtain cyber insurance to protect themselves from breaches caused by third parties.  As the cyber insurance market place grows, it’s important for companies to know what they get with their cyber insurance policies to maximize the advantage of their purchase.

Employer Compliance: New Salary Minimum From The Dept of Labor

The Fair Labor Standards Act sets national standards for wage and hour issues related to employees. The law empowers the Department of Labor to set eligibility standards for overtime pay as well as a series of exemptions for it. On March 7th, 2019, the Department of Labor issued a Notice of Proposed Rulemaking that will change those eligibility standards significantly.

Why Professionals Need To Be Careful With Retroactive Dates For Their Pro Liability Policy

 

The failure to understand insurance coverage can create significant gaps in a company’s exposure. Businesses need to make sure they understand the terms of their policies when shopping for coverage to make sure what looks like a good deal isn’t paying a little less money for a lot less coverage. Professional liability policies, also known as errors and omissions coverage, can create some of these issues simply because of the way these policies vary from normal insurance coverage.

The Safety Steps Designed For Trucking Companies And Their Effect On Risk

 

The Federal Motor Carrier Safety Administration was created in 2000 to reduce the number of crashes involving large trucks and tractor trailers.  The FMCSA tackles this approach in a number of different ways.  Some of those ways involve issuing regulations and enforcing those regulations with civil penalties.  But the FMCSA also a mandate to issue educational trainings to carriers and truck drives aimed at improving road safety.