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Phil Coyne

Phil Coyne

Recent Posts

Why Insurance Matters for Nonprofits

Nonprofit organizations play a huge role in strengthening communities, advancing social causes, and supporting vulnerable populations. From healthcare and education to housing, arts, and ... READ MORE

Stronger Than Risk: Insurance Essentials for Athletic Clubs & Fitness Centers

Running an athletic club or fitness center is about building strength, health, and community, but behind the scenes, it’s also about managing serious risk. From workout equipment and ... READ MORE

Protect Your Plate: A Complete Guide to Restaurant Insurance

Keep Your Restaurant Safe with the Right Insurance:

Federal Court Invalidates DOL’s Proposed Overtime Rule

Overtime pay laws have long been a critical aspect of fair labor practices, ensuring employees are compensated for hours worked beyond the standard workweek. Recently, the debate around ... READ MORE

East Coast Earthquake: What You Need to Know

Last week, New Jersey experienced a surprising 4.8 magnitude earthquake, the strongest earthquake in the area since 2011. The earthquake was felt up and down the East Coast, including ... READ MORE

New Florida Bill Aims to Cut Homeowners Insurance Premiums

2023 was a pivotal year for Florida homeowners as rates increased and insurance became more difficult to secure. With an increase in the frequency and intensity of hurricanes across the ... READ MORE

Maui Wildfires Reach Historic Losses for Natural Disasters in the US

On August 8th, 2023, devastating wildfires spread across the Hawaiian Island of Maui and have now become some of the deadliest on U.S. record. The fires, which were centralized around the ... READ MORE

The Impacts of Covid-19 Still Linger on the Hospitality Industry

On May 5th, 2023, almost 3 years after Covid-19 first hit, the World Health Organization (WHO) finally declared the official end of the pandemic. Many businesses had already begun ... READ MORE

Tips for Reducing Your Business Insurance Premiums

Insurance is a vital safety net for businesses looking to maintain their financial and operational security. Every day, businesses face risks that could significantly impact operations and ... READ MORE

Do Digital Businesses Still Need Insurance?

The digital world has fundamentally changed our society, from how we communicate to how we learn and work. It's easier than ever to build an entire business from the comfort of our homes ... READ MORE