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Phil Coyne

Phil Coyne

Recent Posts

Federal Court Invalidates DOL’s Proposed Overtime Rule

Overtime pay laws have long been a critical aspect of fair labor practices, ensuring employees are compensated for hours worked beyond the standard workweek. Recently, the debate around ... READ MORE

Posted by Phil Coyne

East Coast Earthquake: What You Need to Know

Last week, New Jersey experienced a surprising 4.8 magnitude earthquake, the strongest earthquake in the area since 2011. The earthquake was felt up and down the East Coast, including ... READ MORE

Posted by Phil Coyne

New Florida Bill Aims to Cut Homeowners Insurance Premiums

2023 was a pivotal year for Florida homeowners as rates increased and insurance became more difficult to secure. With an increase in the frequency and intensity of hurricanes across the ... READ MORE

Posted by Phil Coyne

Maui Wildfires Reach Historic Losses for Natural Disasters in the US

On August 8th, 2023, devastating wildfires spread across the Hawaiian Island of Maui and have now become some of the deadliest on U.S. record. The fires, which were centralized around the ... READ MORE

Posted by Phil Coyne

The Impacts of Covid-19 Still Linger on the Hospitality Industry

On May 5th, 2023, almost 3 years after Covid-19 first hit, the World Health Organization (WHO) finally declared the official end of the pandemic. Many businesses had already begun ... READ MORE

Posted by Phil Coyne

Tips for Reducing Your Business Insurance Premiums

Insurance is a vital safety net for businesses looking to maintain their financial and operational security. Every day, businesses face risks that could significantly impact operations and ... READ MORE

Posted by Phil Coyne

Do Digital Businesses Still Need Insurance?

The digital world has fundamentally changed our society, from how we communicate to how we learn and work. It's easier than ever to build an entire business from the comfort of our homes ... READ MORE

Posted by Phil Coyne

Mitigating Workplace Hazards Using the Hierarchy of Controls

If you own or are planning to open a small business, safety should be at the top of your priority list. Not only is it key to the health and well-being of your employees, but it's mandated ... READ MORE

Posted by Phil Coyne

Keep Your Business Safe This Holiday Season

The holiday season is officially here, which means businesses are gearing up to celebrate the past year and welcome the new one. While many will be planning holiday parties and perhaps some ... READ MORE

Posted by Phil Coyne

Everything You Need to Know about Restaurant Insurance

Though there is no shortage of restaurants and food services, this type of business is a rather niche sector in the insurance marketplace. There are so many aspects that come into play when ... READ MORE

Posted by Phil Coyne