Insurance Companies Changing Coverages To Avoid Cyber Costs
Companies without cyber insurance can find themselves in difficult situations. As more and more vital business functions migrate to electronic systems, companies without cyber insurance ... READ MORE
The Delicate Balance And Risks In Non-Compete Clauses
Employment contracts are different from most other types of commercial contracts. A host of unique rules apply to employment contracts. At the end of the day, though, they are still ... READ MORE
FAQ Files: Contracts and Workers' Compensation
In most civil cases, courts are careful to ensure that plaintiffs cannot benefit from a double recovery. That is to say, plaintiffs do not get to recover for the same injury twice. The ... READ MORE
Language In Your Policy Can Affect Workers' Comp. Coverage
Under a commercial insurance policy, there are several types of insured. Understanding the difference between these types of insureds can be crucial to understanding coverage.
FAQ Files: Separation of Insureds & Severability of Interests
The Separation of Insureds is a standard policy condition of the commercial general liability policy. Also known as the severability of interests, the condition serves several purposes. As ... READ MORE
Clearing Up Confusion on Contractual Liability
The commercial general liability policy includes contractual liability as a standard feature, but contractual liability can be a misunderstood term. It sounds like what would arise from a ... READ MORE
Avoiding A Risky Position: Hold Harmless In Contract Negotiations
Liability rolls downhill. Big companies use their negotiating leverage to demand favorable indemnification clauses and hold harmless agreements be included in their vendor and customer ... READ MORE
Business Insurance Concerns: Action Over Cases
Action over cases have become increasingly common over the past two decades. These cases involve employees collecting worker’s compensation from their employer, and then suing a third party ... READ MORE