Know Your Limits This Holiday Season

Posted by Jen Rossi on Nov 19, 2015 1:56:40 PM


The holiday season… it’s almost here. A mix of consumerism, parties, loved ones, responsibilities, traditions, and emotions is enough of make many panic when trees are set up, music tastes change, and this year’s must-haves start appearing on store shelves. (Take a breath, we’ll get through it together) The perceived bar that we set for ourselves can make a time of happiness into a time of financial burdens, anxiety, and stress that we feel… Even months after the last gift is exchanged.

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Topics: Wellness, Safety At Home, holiday, Health, Finances


Posted by Jeffrey Forbes on Nov 10, 2015 4:35:37 PM


The federal rules of civil procedure allow parties to request opponents undergo an Independent Medical Examination (IME) where the physical or mental health of the party-opponent is in question.  Courts often hesitate to grant independent medical examinations simply as a matter of course due to concerns that it will become a legal tactic to strong-arm and embarrass parties into settlement.  Therefore, they safeguard the 'in controversy' requirements of the F.R.C.P. Rule 35 and its similar state rules. 

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Topics: Safety At Work, PA, trucking

Cyber Security: Safely Disposing of Your Devices

Posted by Jen Rossi on Nov 5, 2015 4:30:00 PM

Getting a new computer, notebook, tablet or other technology for your business is often necessary to keep up with the times. After purchasing new technology, you may decide to dispose of your old devices. Whether you recycle, give to a family member or employee or donate to a charity, a school or a soldier, you need to protect the information on the devices from exposure. However, removing your information is harder than it seems.

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Topics: Safety At Home, Safety At Work, Technology, For Your Business, cyber

Safety At Home: Halloween Safety Tips

Posted by Jen Rossi on Oct 29, 2015 5:49:25 PM

To help ensure adults and children have a safe holiday, the American Academy of Pediatrics (AAP) has compiled a list of Halloween Safety Tips, including do's and don'ts on the trick-or-treat trail:

  • A parent or responsible adult should always accompany young children on the neighborhood rounds
  • If your older children are going alone, plan and review the route that is acceptable to you
  • Agree on a specific time when children should return home
  • Only go to homes with a porch light on and never enter a home or car for a treat
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Topics: Safety At Home, safety, kids, december, halloween, holiday

Advice: Get The D&O Insurance. You'll Be Glad You Did.

Posted by Jeffrey Forbes on Oct 22, 2015 1:11:44 PM

Your day is starting like any other- the official priority list included getting the stack of checks sitting on your desks signed so they could get them out into the mail. You answer some emails and realize that you may need to get involved with a vendor dispute about an order that was never delivered. With your voicemail messages checked, you are finally getting to those checks.

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Topics: legal, For Your Business, insurance, small business,, Insurance Coverage

What Is Trade Credit Insurance?

Posted by Jeffrey Forbes on Oct 13, 2015 9:00:00 AM



Credit can make or break a business.  And it cuts both ways.  While smaller businesses may mostly think of credit in terms of bank loans and mortgages, almost all businesses run with some degree of accounts receivable.  As far as business assets go, accounts receivable poses the greatest likelihood of loss, yet it can normally be 40% of a business’s assets- this leaves businesses exposed to a certain amount of risk. 


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Topics: For Your Business, startup

What To Do During A Blackout

Posted by Jen Rossi on Oct 1, 2015 1:12:51 PM


Power outages can be annoying and dangerous.

Check out the video below for tips

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Topics: Safety At Home, Home Tips, storm preparedness,

Can Pipeline Insurance Help in the Conversion of Coal-Fired Power Plants?

Posted by Adrianne Vigueras on Sep 29, 2015 8:00:00 AM


There are approximately 557 coal fired power plants in the US.  In Pennsylvania alone there are 40.  Throughout the years, coal was the “go to” fuel source for about 44% of the electric power in this country.  Now new EPA regulations will make it necessary to move power generation in a different direction. These old coal-fire power plants are not necessarily shutting down- many of these facilities will be repowering with other fuel sources.

Some of the older and smaller coal fired plants will be deactivated by 2016.  Their replacement or conversion to another fuel source will be too expensive to undertake.  Others will contemplate the options, but with the abundance of natural gas now available in the US, this is a likely alternative.

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Topics: Safety At Work, pipeline, Energy & Environmental Risk

What You Need To Know: Vehicle Collision Avoidance Systems In Trucks

Posted by Jeffrey Forbes on Sep 24, 2015 8:00:00 AM



Between 2009 and 2012, truck accident fatalities increased about 5% annually.  Across the board, accidents involving tractor-trailers continue to increase.  This has lead to increases in insurance minimums and safety regulations for trucking companies.  It has also led to an increased push to require trucking companies to employ various collision avoidance technologies. 

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Topics: Safety At Work, Technology, trucking

NLRB Changes Definition of Joint Employer

Posted by Jeffrey Forbes on Sep 17, 2015 8:00:00 AM


On Thursday, August 27, 2015, the National Labor Relations Board (NLRB) issued a decision with far-reaching implications for companies that do business with contractors and franchisees.

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Topics: For Your Business, december, HR Insights

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