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Is A Cyber Attack An Act Of War?

Cyber coverage remains a hot topic in the insurance world. The coverage is relatively new and complicated questions of claims handling are still working their way through the court system ... READ MORE

Court Cases Show That Claims Costs Grow When Handled Poorly

Insurance contracts are contracts of good faith. Usually, this means that both parties to the contract will deal with each other honestly and fairly, fulfilling their obligations under the ... READ MORE

Why CA 99 48 And MCS-90 Are The Dynamic Duo Trucking Companies Need

Pollution liability can be a major problem for trucking companies. Typical business automobile liability insurance policies exclude coverage for losses caused by the release of pollutants. ... READ MORE

Municipalities Sue Big Pharma For Opioid Crisis Damages

The opioid epidemic, besides its unfathomable human costs, has had large economic costs for businesses and governments that must manage workers compensation costs. Opioid prescriptions in ... READ MORE

What Marriott's Cyber Breach Shows in Cybersecurity

It seems not a week goes by these days without news breaking of another massive data breach affecting hundreds of millions of people. At the end of November 2018, Marriot, the global hotel ... READ MORE

Insurance Coverage For Defective Work Differs Across States

Commercial general liability policies provide insurance on a per occurrence basis. What constitutes an occurrence, though, is an area of significant debate. This is an issue that constantly ... READ MORE

Issues Continue With Risk Retention Group Coverage

In 1986, responding to a host of industries that struggled to find acceptable coverage in the traditional insurance marketplace, Congress passed the Liability Risk Retention Act. The Act ... READ MORE

The Roller Coaster Ride That Is The Yahoo Breach

Within the context of cyber security, one most always discusses the subject in exponentials; Whether considering the number of breached records, the amount of damage, or the size of data ... READ MORE

Why #MeToo Should Have Businesses Looking At Their Policies

The #MeToo movement is proving how social media affects the workplace, in this case the culture. While some commentary is concerned with the validity of claims or support of victims, there ... READ MORE

HIPAA Violations Increase Costs For Anthem's  Data Breach

The clash between the stringent privacy requirements of HIPAA and the known vulnerability of most cyber systems creates a host of anxieties for most modern medical care providers. The ... READ MORE