2020 Ransomware Risk Update
Ransomware attacks have increased in frequency over the past few years. They now rank as the second most frequent type of claim against cyber insurance policies. Experts estimate that a new ... READ MORE
Dual Capacity Risks and Workers Compensation
Workers compensation is supposed to protect employers from lawsuits brought by their employees. In exchange for a system of a no fault liability for on the job injuries, employers secure ... READ MORE
Post-Accident Investigations and Recreational Marijuana Use
As more and more states legalize marijuana use for recreational and medicinal purposes, employers face a significant conundrum. Employers have to decide how to treat positive marijuana ... READ MORE
Meeting Expectations Cybersecurity & Liability
Cyber incidents and cyber practices are testing the boundaries of the law in numerous unique ways. The length of most litigation and the relative newness of cyber technology means that many ... READ MORE
Language In Your Policy Can Affect Workers' Comp. Coverage
Under a commercial insurance policy, there are several types of insured. Understanding the difference between these types of insureds can be crucial to understanding coverage.
House of Service Rule Updates Caused by DOT Investigations
Hours of service requirements are a big deal for trucking companies. The penalties for violations can be significant – up to $16,000 per violation. Violations will also impact a trucking ... READ MORE
FAQ Files: Separation of Insureds & Severability of Interests
The Separation of Insureds is a standard policy condition of the commercial general liability policy. Also known as the severability of interests, the condition serves several purposes. As ... READ MORE
Why Your Cyber Plan Needs a Digital Forensics Company
In the event of a cybersecurity breach, any company with a cyber insurance policy should contact their carrier as soon as possible. One of the first steps the cyber insurance carrier will ... READ MORE