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Why Your Cyber Plan Needs a Digital Forensics Company

In the event of a cybersecurity breach, any company with a cyber insurance policy should contact their carrier as soon as possible. One of the first steps the cyber insurance carrier will ... READ MORE

Clearing Up Confusion on Contractual Liability

The commercial general liability policy includes contractual liability as a standard feature, but contractual liability can be a misunderstood term. It sounds like what would arise from a ... READ MORE

Avoiding A Risky Position: Hold Harmless In Contract Negotiations

Liability rolls downhill. Big companies use their negotiating leverage to demand favorable indemnification clauses and hold harmless agreements be included in their vendor and customer ... READ MORE

Business Insurance Concerns: Action Over Cases

Action over cases have become increasingly common over the past two decades. These cases involve employees collecting worker’s compensation from their employer, and then suing a third party ... READ MORE

A Perfect Storm For Cyber Risk: What Does Your Forecast Look Like?

There are recognized patterns of higher risk. For example, Hurricanes and earthquakes do catastrophic damage to a specific geographic area. These natural disasters pose unique risks to ... READ MORE

Read This If Your Employees Drive On The Job

Lawsuits are expensive... and they only ever get more costly as time goes on. To reduce delays, state governments have searched for ways to fairly apportion damages for certain types of ... READ MORE

Five Doubts You Should Clarify About CA9948

Pollution coverage in commercial automobile coverage can be a tricky subject. The standard commercial automobile policy excludes coverage for pollution events unless the pollution stems ... READ MORE

The Most Dangerous Social Engineering Scams of 2019

The problem of Social Engineering techniques called Phishing, Whaling, Spear Phishing, Pharming, or Impersonation Fraud has become significant and widespread in recent years. The insurance ... READ MORE

Employer's Liability Within A Workers' Compensation Policy

Workers compensation systems exist to take workplace injuries out of the courtroom and resolve those claims in a more cost effective way without worrying about fault. Many employers ... READ MORE

How Is Co-Insurance Is Connected To Loss Analysis?

Have you insured your property to its full value? It can be tempting to underestimate the value of your property when purchasing insurance to obtain lower premiums. Someone thinking about ... READ MORE