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Dual Capacity Risks and Workers Compensation

Workers compensation is supposed to protect employers from lawsuits brought by their employees. In exchange for a system of a no fault liability for on the job injuries, employers secure ... READ MORE

Meeting Expectations Cybersecurity & Liability

Cyber incidents and cyber practices are testing the boundaries of the law in numerous unique ways. The length of most litigation and the relative newness of cyber technology means that many ... READ MORE

Language In Your Policy Can Affect Workers' Comp. Coverage

Under a commercial insurance policy, there are several types of insured. Understanding the difference between these types of insureds can be crucial to understanding coverage.

FAQ Files: Separation of Insureds & Severability of Interests

The Separation of Insureds is a standard policy condition of the commercial general liability policy. Also known as the severability of interests, the condition serves several purposes. As ... READ MORE

Why Your Cyber Plan Needs a Digital Forensics Company

In the event of a cybersecurity breach, any company with a cyber insurance policy should contact their carrier as soon as possible. One of the first steps the cyber insurance carrier will ... READ MORE

Avoiding A Risky Position: Hold Harmless In Contract Negotiations

Liability rolls downhill. Big companies use their negotiating leverage to demand favorable indemnification clauses and hold harmless agreements be included in their vendor and customer ... READ MORE

Business Insurance Concerns: Action Over Cases

Action over cases have become increasingly common over the past two decades. These cases involve employees collecting worker’s compensation from their employer, and then suing a third party ... READ MORE

A Perfect Storm For Cyber Risk: What Does Your Forecast Look Like?

There are recognized patterns of higher risk. For example, Hurricanes and earthquakes do catastrophic damage to a specific geographic area. These natural disasters pose unique risks to ... READ MORE

Read This If Your Employees Drive On The Job

Lawsuits are expensive... and they only ever get more costly as time goes on. To reduce delays, state governments have searched for ways to fairly apportion damages for certain types of ... READ MORE

Five Doubts You Should Clarify About CA9948

Pollution coverage in commercial automobile coverage can be a tricky subject. The standard commercial automobile policy excludes coverage for pollution events unless the pollution stems ... READ MORE