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Consequential Damages: A Business’s Life Support


Tips For Buying A Home In Florida

Due to severe weather that routinely impacts Florida, the state has adopted some of the toughest building codes in the country, especially for wind. Before falling in love with a property in the sunshine state, consider these tips when buying a primary or second home there.

Time Is Money! How Shelving That Claim Hurts Your Bottom Line

It’s easy to put issues to the side, particularly when a person is facing a large number of competing priorities. Putting a problem off to later is even easier when it’s an unpleasant task. Our society is full aphorisms warning us to the difficulties of procrastination.

Smoothing Pipeline Kinks

Pipelines are the arteries of the natural gas industry. The necessity to move product efficiently is paramount to a profitable industry. Having said that, pipeline debates have begun among residents as well as environmentalists across the State of PA as to the pros and cons of a pipeline in “my backyard”.

Condo Associations: Aim To Educate and Coordinate


While an old proverb states that ignorance is bliss, oftentimes in the modern world ignorance is an easy way to get yourself in hot water. This can be seen quite easily in the world of condominium property claims. Condominium associations that move forward with property claim issues without understanding the legal background pushing the claims can find themselves in trouble without realizing it; driving up costs through lack of knowledge by taking short-sighted actions meant to keep costs down.

Risk Insights: Property Management - Winter Weather Liabilities


The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability.

Windstorm Coverage: If you believe your property policy responds to a hurricane... think again!

Original interview by Jayne Gest, Smart Business Network Inc.

The Atlantic hurricane season runs from June 1 to Nov. 30, and as a business owner in the Philadelphia area — only 50-75 miles from the coastline — you need to take the time to understand how your property coverage will respond to a hurricane or windstorm. If you don’t understand your coverage and deductibles, along with any potential exposure, the aftermath of a hurricane can be devastating to your business, says Phil Coyne, vice president at ECBM.

Intellectual Property Affecting the Energy Industry


The Energy Industry continuously develops new procedures and products. The upsurge in computer software technology developed specifically for energy related tasks, leaves the developers open for an intellectual property suit. How can this happen? Say your company has developed this new type of software or product that will aid the fracking industry. You file for a patent and it appears everything is fine. Then a competitor files a suit accusing you of using his idea. Will your company have the ability to write a check for over $500,000. to pay to defend the suit? Right now would be a good time to have the proper insurance coverage.

Clothes Dryer Fires Cost $35 Million a Year

An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new government report.