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Best Practices in Managing a Claim: Careful Wording

No one wants to have to submit a claim to their insurance company. For businesses, claims can mean increased costs, increased hassle, and loss of control. That unpleasantness can lead to ... READ MORE

Cyber: What Data Loss Claims Look Like in 2018

Many businesses remain hesitant to purchase cyber insurance policies. Studies show fewer than a third of businesses within the United States have specific coverage for their cyber risks. ... READ MORE

Can Your Insurance Company Settle A Claim Without Your Consent?

The conflicting interests that may exist between an insured and their insurance company when it comes to the defense of a lawsuit have led courts to create rules to ensure everyone’s legal ... READ MORE

Bad Faith Breaches and Penalties Vary From State to State

Insurance companies have a duty to their policyholders to attempt to settle litigation that might exceed policy limits in good faith. This duty means that insurance companies must act ... READ MORE

Does Your Policy Lack Coverage Due To Prior Publication Exclusions?

Standard commercial general liability policies and umbrella policies cover what is known as “advertising injury.” This coverage applies where a company causes damages to a third party ... READ MORE

PA Supreme Court Ruling Changes Future For Work Comp. Cases

In June of 2017, the Pennsylvania Supreme Court overturned a long-standing worker’s compensation law on what seemed like a technicality to many legal outsiders. The decision had the ... READ MORE

How Constructive Total Loss Changes Common Practice

An older tractor trailer jackknifes on a federal interstate. A qualified mechanic estimates the cost of repairing the tractor trailer at $17,000. Unfortunately, an appraisal on the market ... READ MORE

The Importance of Being Aligned With Your Insurance Company

Insurance litigation can put commercial businesses in a number of complicated binds. Often times, the interests of the policyholder and the insurance company providing their defense do not ... READ MORE

Interpreting Business Interruption Insurance

Losses that prevent a company from continuing operations can cause massive headaches for business owners. When a business cannot continue operating for a period of time, it often continues ... READ MORE

Businesses Need to Lookout For Slip, Trip, and Fall Hazards

Slip and fall torts can pose a major liability to many businesses. While these accidents may seem harmless, several recent lawsuits have seen damages paid out in the tens or hundreds of ... READ MORE